@bobhaugen this actually happened last last year it just so happened it was during the Bitcoin spike and I was able to draw on some crypto to pay for her bills. But it could happen again at any time. She's on 3 different medications for her heart every day.

In a recent meeting, @Alanna floated these concepts:

I’d like to float the concepts of convergent vs emergent collaborative financial decision making. I have found they have very different properties and implications, in terms of the financial decisions and group dynamics, power flows, etc.

Convergent is the case where you have a pot of money in the middle, and you’re making decisions together as a group (through consensus, representation, fpp voting, or whatever process). An example of this would be a group on Open Collective that decides about spending the money via Loomio decisions, or a charity who elects a board of trustees that has meetings and decides the budget by majority vote.

Emergent is where everyone is empowered to make their own individual choices, and through the combination of all of those the budget decisions are made. Examples would be Cobudget, where each user gets a portion of money to fund what they want, or value accounting systems (sensorica,colony, backfeed, etc) that automatically share out resources based on how much work individuals have decided to do.